http://advisorscafe.com Advice and Insight for the New York City Life Insurance Agent and Certified Financial Planner Community Tue, 27 Dec 2011 14:55:55 +0000 http://backend.userland.com/rss092 en http://advisorscafe.com/2011/12/27/dodd-frank-wall-street-reform-may-significantly-impact-insurers/ http://advisorscafe.com/2011/06/01/annuity-payout-denied/ http://advisorscafe.com/2010/03/17/the-million-dollar-annuity/ http://advisorscafe.com/2010/02/04/position-with-top-new-york-financial-services-agency/ http://advisorscafe.com/2010/01/11/rachael-ray-talks-about-estate-planning/ http://advisorscafe.com/2010/01/10/new-york-life-settlement-and-stoli-legislation/ http://advisorscafe.com/2010/01/10/estate-planning-organizer/ LegalZoom or Suze Orman or LegacyWriter or Build A Will. Those clients are just not a good fit for my practice, and vice-versa. I provide legal advice and counsel, not pre-printed forms which are 'fill in the blanks.' And the harsh and honest truth is that when it is discovered, almost always when it's too late, that either the documents are defective (because New York is quite strict on adhering to the formalities of Will executions), or the documents don't meet the clients' needs (because there was no attorney to have an in-depth conversation to flush out those needs in the first place), or significant tax and probate issues were created, or usually 'all of the above' . . . the honest truth is that I profit much, much more by straightening out someone's affairs after death or incapacity.]]> http://advisorscafe.com/2009/11/18/wall-street-journal-article-regarding-online-wills-and-ethical-dilemma/ http://advisorscafe.com/2009/10/31/financial-planning-association-of-ny-invites-allied-professionals-to-network/ http://advisorscafe.com/2009/08/21/like-financial-planning-leaving-a-legacy-means-different-things-to-different-people/